During this hectic time of deadlines, changes and new responsibilities, remember to think about the future.  Newly wed couples have a responsibility to each other and to their future families.  It may seem unnecessary to think about insurance at this time.  But it is essential to your financial future to think ahead.   Life insurance on each other is inexpensive when you are young.  As we get older the premium is much higher.  The younger we can purchase life, disability or health insurance the better. 

It is necessary to also think about saving for the future.  Annuities are a great way to save for the future.  Interest rates are usually higher than any other way of saving.  In other words, "You get more bang for your buck."  Annuities are issued for a number of years.  They can always be cashed in before the time frame but a penalty for cashing in early is applied.  It is best to leave the annuities for the full time rather than cashing them in.   

CALL!    Sylvia E. Smith for quotes on Life, Health and Annuities.

Licensed in Life, Health, Property and Casualty,  West Virginia

304-382-3671 or 304-562-0615